Masonry Magazine September 1965 Page. 15
COVERAGE CHECK LIST
While by no means suggesting that any contractor buy all of the following basic coverages and extensions, it may be well to list here most of what is available as a check list. You or your insurance representative can examine the current policies to determine which of these are presently insured, how much needed extensions are going to cost and which, if any, to buy.
General Liability
1. Comprehensive Policy Form
2. Property Damage Liability
3. Elevator Liability
4. Independent Contractors Protective Liability
5. Contractual Liability
6. Products Completed Operations Liability
7. Occurrence Basis Bodily Injury
8. Occurrence Basis Property Damage
9. Liquor Law Liability
10. Property Damage Explosion, Collapse or Underground Damage
11. Broad Form Property Damage Liability
12. Personal Injury Liability
13. Fire Legal Liability
14. Vendors Liability
15. Professional Liability
16. World Wide Coverage
17. Watercraft Liability
18. Aircraft Liability
Automobile Liability
1. Comprehensive Policy Form
2. Occurrence Basis Bodily Injury
3. Occurrence Basis Property Damage
4. Medical Payments
5. Use of Other Automobiles Endorsement
6. Uninsured Motorists Endorsement
Automobile Physical Damage
1. Fleet Automatic Coverage
2. Fire
3. Theft
4. Combined Additional Coverage
5. Malicious Mischief and Vandalism
6. Collision
7. Towing
Workmen's Compensation and Employers' Liability
1. Increased Limits Employers' Liability
2. All States Endorsement
3. Status of Executive Officers or Partners
4. Longshoremen's and Harbor Workers' Coverage
5. Additional Medical Coverage Endorsement
THE AUTHOR
Walter T. Derk is Assistant Vice President of the Fred S. James & Company, national brokerage firm with headquarters in Chicago. He has over 19 years of experience in the casualty insurance field and is one of the leading national speakers on this subject. Mr. Derk has lectured architectural classes at the University of Illinois on the subject of contract specifications and is the author of many comprehensive articles on insurance.
This completes the special article by Walter Derk on Insurance For Contractors. If members have questions that they would like to direct to Mr. Derk, send them to masonry and we'll be pleased to handle them for you.
HONOR ROBERT RAWLINS
Robert E. Rawlings, left, receives from William R. Conners, First Vice President, B.M.&P.I.U., a special award for his contribution in promoting the masonry industry.
Robert E. Rawlins, of the Pittsburgh Corning Corporation, has been presented a special award by the Bricklayers, Masons and Plasterers International Union of America.
Mr. Rawlins, Manager of Architectural Glass Products for Pittsburgh Corning, was presented the award Saturday evening, August 14th at the Executive Board Meeting of the Mason Contractors Association of America held at Bellaire, Michigan.
Mr. William R. Connors, first vice president of the International union made the presentation, which was in recognition of Mr. Rawlins' outstanding contribution to the masonry industry through his efforts in the promotion of masonry work performed by the members of the union.